For US Credit Card balance transfers click here
Unsecured Loans
Unsecured Loans For Greater Peace of Mind
An Alternative Option to Transferring Your Credit Card Balance to Another Card
You may want to transfer your credit card balance to a loan instead of transferring it to another credit card. The safest way of doing this is to transfer to an unsecured loan. This way, the type of risk is the same that you would have as if you had transferred to another card, except this time the APR is much lower than with standard credit card interest rates. Remember, unsecured loans, like credit cards, are not secured on your property, and so in the unfortunate event that you default on the credit terms your property - usually your main home - cannot be taken away from you, as it was not used as security in the first place.
We do not recommend transferring your credit card balances to loans which are secured on your property.
What We DO Recommend:
Alliance and Leicester Unsecured Loan:
Recommended for loans less than £8,000. Typical APR is 6.6%. To see the comparison chart on their website click on the image below:
Halifax Unsecured Loan:
Recommended for loans over £8,000. Average APR is 6.7%. They promise a 10 minute application procedure, and that a checque can be with you 24 hours after the application is received. Click on the image below to go to their website, and then click on the Loans tab at the top of the page that comes up, and then click on the Personal Loans option.
For greater security; Northern Rock Insured Unsecured Loans:
You have the added peace of mind that, not only is the loan unsecured, but it is also insured against possible later default (loan payment protection), for a number of given reasons. They offer a 20% discount on their LoanProtect loan insurance. Click the image below to go to their site.
Special Service:
Sign up for our Credit Card Transfers Alert service. There are three good reasons for this:
- We will let you know by email as and when your credit card renewal date is coming up, so you can simply transfer your balance to another card and so will never have to pay a penny in interest again (subject to the availability of offers).
- It does not matter which credit card you hold.
- We will alert you as soon as we are told of a special offer on a particular credit card, of a new credit card, or even of any new services of interest to credit card holders. These include credit card opening offers that aren't widely advertised. There are special offers that are announced almost every week.
- Joining our alert service is completely free!
Why not tell your friends about this service, because they'll thank you for it.
Credit Card Transfers is part of the Inteltab Internet marketing group. Click here for more details.
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